One of the most important steps in the home buying process is knowing what type of loan you should have for your financial and long term situation.  Because each lender has its own programs and qualifications, it is important to interview a loan officer before you hire him/her to guide you through the application and underwriting process.   Below is a list of  loan officers that I feel provide excellent service, are kind and want to help people get the right loan for their situation.  Please feel free to click on any link to visit their websites or e-mail them if you would like to ask them a question.  Each officer will be happy to get back with you.

Eric Shcroeder - Prime Lending
1712 Santa Fe Drive, Weatherford, TX 76086
Phone:  (817) 596-7878
Toll Free:  (866) 674-7878
Cell:  (817)  602-6695
eschroeder@primelending.com

Available Loan Programs

• Conventional Loan:  Requires at least 5% down, must have great credit for best interest rate
• FHA Loan:  Must have 3 1/2-5% down and need at least a 620 credit score
• VA Loan:  100% Financing, no money down, must be a veteran or veteran and spouse
• USDA Loan:  100% Financing, no money down, rural loans with property and income restrictions  (The majority of homes within Palo Pinto County qualify for this type)

Guild Mortgage Company
Jennifer Morris - Sr. Loan Officer
Phone:  (817) 995-1156
Cell:  (817) 613-6116
jennifer@jenericloans.com

Available Loan Programs

• Conventional Loans - Primary Residences, Second Homs, Investment Properties
• FHA Loan - 600 Credit Score - 3.5% down payment, Gift funds allowed
• VA Loan - 600 Credit Score
• USDA Loan - No minimum credit score

Tammy Austin - First State Bank of Mineral Wells

101 SE 1st Ave., Mineral Wells, TX 76067
Phone:  (940) 325-7821
tammya@firststatebankmw.com

Available Loan Programs

• Conventional Loan:  15, 20, 30 year fixed rate mortgages.  As little as 5% down
• FHA Loan:  Must have at least 3 1/2% down, minimum credit score of 640
• USDA Loan:  No money down, up to 102% financing of appraised value, minimum credit score of 620 with no credit explanation
• In-House Loan:  Offers financing for several different loan types, many not available anywhere on the secondary market.  Single Family Residence permanent loans and Construction Loans for single family residences.

MidAmerica Mortgage
Jana Snow - Sr. Loan Officer
Office:  817-596-2838
Mobile:  817-602-2886
jana.snow@midamericamortgage.com

Available Loan Programs

• Conventional Loans
• FHA Loans
• USDA Loans
• VA Loans